Legal Disclaimers

1. Acceptance of terms of use and amendments
Each  time you use or cause access to this web site, you agree to be    bound by  these Terms of use, as amended from time to time with or    without notice  to you. In addition, if you are using a particular    service on this web  site or accessed via this web site, you will be    subject to any rules or  guidelines applicable to those services, and    they will be incorporated  by reference within these Terms of use.    Please read the site’s Privacy policy, which is incorporated within these Terms of use by reference.

2. The site editor’s service
This  web site and the services provided to you on and via this web    site are  provided on an “AS IS” basis. You agree that the site editor    reserves  the right to modify or discontinue provision of this web site    and its  services, and to remove the data you provide, either    temporarily or  permanently, at any time, without notice and without any  liability  towards you, The site editor will not be held responsible  or  liable for  timeliness, removal of information, failure to store information,  inaccuracy of information, or improper delivery of  information.

3. Your responsibilities and registration obligations
In  order to use this web site or certain parts of it, you may be    required  to register for a user account on this web site; in this case,    you agree  to provide truthful information when requested, and — if a    minimum age  is required for eligibility for a user account — you    undertake that  you are at least the required age. By registering for a    user account,  you explicitly agree to this site’s Terms of use, including any  amendments made by the site editor that are published    herein.

4. Privacy policy
Registration  data and other personally identifiable information that    the site may  collect is subject to the terms of the site editor’s Privacy policy.

5. Registration and password
You  are responsible for maintaining the confidentiality of your    password,  and you will be responsible for all usage of your user    account and/or  user name, whether authorized or not authorized by you.  You agree to  immediately notify the site editor of any unauthorized   use  of your user  account, user name or password.

6. Your conduct
You  agree that all information or data of any kind, whether text,    software,  code, music or sound, photographs or graphics, video or other    materials  (“content”), made available publicly or privately, will be    under the  sole responsibility of the person providing the said   content,  or of the  person whose user account is used. You agree that   this web  site may  expose you to content that may be objectionable or   offensive.  The site  editor will not be responsible to you in any way   for content  displayed  on this web site, nor for any error or omission.

By using this web site or any service provided, you explicitly agree that:

(a)  you will not provide any content or conduct yourself in any way    that  may be construed as: unlawful; illegal; threatening; harmful;    abusive;  harassing; stalking; tortious; defamatory; libelous; vulgar;    obscene;  offensive; objectionable; pornographic; designed to interfere    with or  disrupt the operation of this web site or any service   provided;  infected  with a virus or other destructive or deleterious   programming  routine;  giving rise to civil or

criminal liability; or in violation of an applicable local, national or international law;

(b)  you will not impersonate or misrepresent your association with   any   person or entity; you will not forge or otherwise seek to conceal   or   misrepresent the origin of any content provided by you;

(c) you will not collect or harvest any information about other users;

(d)  you will not provide, and you will not use this web site to    provide,  any content or service in any commercial manner, or in any    manner that  would involve junk mail, spam, chain letters, pyramid    schemes, or any  other form of unauthorized advertising or commerce; you    will not use  this web site to promote or operate any service or    content without the  site editor’s prior written consent;

(e) you will not provide any  content that may give rise to the site    editor being held civilly or  criminally liable, or that may be    considered a violation of any local,  national or international law,    including — but not limited to — laws  relating to copyrights,    trademarks, patents, or trade secrets.

7. Submission of content on this web site
By providing any content to this web site:

(a)  you agree to grant the site editor a worldwide, royalty-free,     perpetual, non-exclusive right and license (including any moral rights     or other necessary rights.) to use, display, reproduce, modify,  adapt,    publish, distribute, perform, promote, archive, translate, and  to  create   derivative works and compilations, in whole or in part.  Such  license   will apply with respect to any form, media, technology  already  known at   the time of provision or developed subsequently;

(b) you warrant and  represent that you have all legal, moral, and   other  rights that may be  necessary to grant the site editor the   license  specified in this section  7;

(c) you acknowledge and agree that the site editor will have the    right  (but not obligation), at the site editor’s entire discretion, to    refuse  to publish, or to remove, or to block access to any content  you    provide, at any time and for any reason, with or without notice.

8. Third-party services
Goods  and services of third parties may be advertised and/or may be    made  available on or through this web site. Representations made    regarding  products and services provided by third parties will be    governed by the  policies and representations made by these third    parties. The site  editor will not in any manner be liable for or    responsible for any of  your dealings or interaction with third parties.

9. Indemnification
You  agree to indemnify and hold harmless the site editor and the   site   editor’s representatives, subsidiaries, affiliates, related   parties,   officers, directors, employees, agents, independent   contractors,   advertisers, partners, and co-branders, from any claim or   demand,   including reasonable legal fees, that may be filed by any  third  party,   arising out of your conduct or connection with this web  site or   service,  your provision of content, your violation of these  Terms of   use, or any  other violation by you of the rights of another  person or   party.

10. DISCLAIMER OF WARRANTIES
YOU  UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEB SITE AND OF ANY    SERVICES  OR CONTENT PROVIDED (THE “SERVICE”) IS AT YOUR OWN RISK.    SERVICES AND  CONTENT ARE PROVIDED TO YOU “AS IS”, AND THE SITE EDITOR    EXPRESSLY  DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER IMPLIED OR    EXPRESS,  INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY,    FITNESS FOR A  PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE SITE EDITOR    MAKES NO  WARRANTY, EITHER IMPLIED OR EXPRESS, THAT ANY PART OF THE    SERVICE WILL  BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE, TIMELY, SECURE,    ACCURATE,  RELIABLE, OR OF ANY QUALITY, NOR IS IT WARRANTED EITHER    IMPLICITLY OR  EXPRESSLY THAT ANY CONTENT IS SAFE IN ANY MANNER FOR    DOWNLOAD. YOU  UNDERSTAND AND AGREE THAT NEITHER THE SITE EDITOR NOR ANY    PARTICIPANT IN  THE SERVICE PROVIDES PROFESSIONAL ADVICE OF ANY KIND    AND THAT ANY  ADVICE OR ANY OTHER INFORMATION OBTAINED VIA THIS WEB  SITE   MAY BE USED  SOLELY AT YOUR OWN RISK, AND THAT THE SITE EDITOR  WILL  NOT  BE HELD  LIABLE IN ANY WAY.

Some jurisdictions may not allow disclaimers of  implied warranties,    and certain statements in the above disclaimer may  not apply to you  as   regards implied warranties; the other terms and  conditions remain    enforceable notwithstanding.

11. LIMITATION OF LIABILITY
YOU  EXPRESSLY UNDERSTAND AND AGREE THAT THE SITE EDTIOR WILL NOT BE    LIABLE  FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR     EXEMPLARY DAMAGES; THIS INCLUDES, BUT IS NOT LIMITED TO, DAMAGES FOR     LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN   IF   THE SITE EDITOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH   DAMAGES),   RESULTING FROM (I) THE USE OF SERVICES OR THE INABILITY TO   USE  SERVICES,  (II) THE COST OF OBTAINING SUBSTITUTE GOODS AND/OR   SERVICES  RESULTING  FROM ANY TRANSACTION ENTERED INTO ON THROUGH   SERVICES, (III)   UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA   TRANSMISSIONS, (IV)   STATEMENTS BY ANY THIRD PARTY OR CONDUCT OF ANY   THIRD PARTY USING   SERVICES, OR (V) ANY OTHER MATTER RELATING TO   SERVICES.

In some jurisdictions, it is not permitted to limit liability and, therefore, such limitations may not apply to you.

12. Reservation of rights
The  site editor reserves all of the site editor’s rights, including    but not  limited to any and all copyrights, trademarks, patents, trade    secrets,  and any other proprietary right that the site editor may have    in respect  of this web site, its content, and goods and services  that   may be  provided. The use of the site editor’s rights. and  property   requires the  site editor’s prior written consent. By making  services   available to  you, the site editor is not providing you with  any implied   or express  licenses or rights, and you will have no  rights to make  any  commercial  use of this web site or provided  services without the  site  editor’s  prior written consent.

13. Notification of copyright infringement
If  you believe that your property has been used in any way that   could  be  considered a copyright infringement or a violation of your    intellectual  property rights, the site editor’s copyright agent may be    contacted via: e-mail to the site administrator

14. Applicable law
You  agree that these Terms of use and any dispute arising out of   your  use  of this web site or products or services provided will be    governed by  and construed in accordance with local laws applicable at    the site  editor’s domicile, notwithstanding any differences between  the   said  applicable legislation and legislation in force at your   location.  By  registering for a user account on this web site, or by   using this  web  site and the services it provides, you accept that   jurisdiction is   granted to the courts having jurisdiction over the   site editor’s   domicile, and that any disputes will be heard by the   said courts.

15. Miscellaneous information
(i)  In the event that any provision of these Terms of use is deemed    to  conflict with legislation by a court with jurisdiction over the    parties,  the said provision will be interpreted to reflect the original     intentions of the parties in accordance with applicable law, and the     remainder of these Terms of use will remain valid and applicable;  (ii)    The failure of either party to assert any right under these  Terms of  use   will not be considered to be a waiver of that party’s  right, and  the   said right will remain in full force and effect; (iii)  You agree  that   any claim or cause in respect of this web site or its  services  must be   filed within one (1) year after such claim or cause  arose, or  the said   claim or cause will be forever barred, without  regard to any  contrary   legislation; (iv) The site editor may assign  the site  editor’s rights   and obligations under these Terms of use; in  this  event, the site editor   will be relieved of any further  obligation.

This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address or other details to help you with your experience.

When do we collect information?

We collect information from you when you subscribe to a newsletter or enter information on our site.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

• To send periodic emails regarding your order or other products and services.

How do we protect your information?

We do not use vulnerability scanning and/or scanning to PCI standards.

We only provide articles and information. We never ask for credit card numbers.

We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

Do we use 'cookies'?

We do not use cookies for tracking purposes

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser's Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.that make your site experience more efficient and may not function properly.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Google

Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en

We have not enabled Google AdSense on our site but we may do so in the future.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. - See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA, we agree to the following:

Users can visit our site anonymously.

Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.

Our Privacy Policy link includes the word 'Privacy' and can easily be found on the page specified above.

You will be notified of any Privacy Policy changes:

• On our Privacy Policy Page

Can change your personal information:

• By emailing us

How does our site handle Do Not Track signals?

We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It's also important to note that we do not allow third-party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States' consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under the age of 13 years old.

Do we let third-parties, including ad networks or plug-ins collect PII from children under 13?

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify the users via in-site notification

• Within 7 business days

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests or questions

To be in accordance with CANSPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.

• Identify the message as an advertisement in some reasonable way.

• Include the physical address of our business or site headquarters.

• Monitor third-party email marketing services for compliance, if one is used.

• Honor opt-out/unsubscribe requests quickly.

• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can email us at:

admin@turnerhughes.com and we will promptly remove you from ALL correspondence.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us using the information below.

Turner Hughes Corporation

40 Wall Street

New York, New York 10005

United States

admin@turnerhughes.com

Last Edited on 2018-01-08

Some or all services may be provided by a third party. Turner Hughes Corporation may be acting as an compensated agent, broker or  advisor  for such services.